Assume that a bank maintains two kinds of accounts for customers, one called as savings account and the other as current account. The savings account provides compound interest and withdrawal facilities but no cheque book facility. The current account provides cheque book facility but no interest.

Hello, Brian -

Are you asking about a debit account? If so, any debit account will be issued by a particular banking institution where a person has a savings or checking account.

Therefore, you need to contact a Customer Service Representative at the banking institution where you already have an account. I have no idea what banking institution that is.

Note: Fixya.com, where you posted your question is intended for asking and answering questions on how to go about REPAIRING THINGS. Also, your question landed in a Fixya category for Computers & Internet, not Finance, where it belongs.

I chose to answer your question as a kindness.

Best wishes.

Many banks have introduced online banking services in recent years.
These systems offer a high level of convenience to bank customers, allowing them to perform many banking functions from the privacy of their homes via the Internet.
Most online banking systems offer the ability to get account information, pay bills, make transfers between accounts, stop payment on checks and view current and previous statements.
If you've not yet enrolled in an online banking program but are considering doing so, the following information may be of assistance.

Selection
If you bank at a small bank or savings and loan, you may want to switch to a larger institution for your online banking needs.
Online banking systems are complex and expensive to implement and maintain, and smaller banks generally don't have the funds and other resources necessary to offer top-notch online banking services.
By contrast, large banks like Citibank, Chase, Bank of America and Wells Fargo have had online systems for many years, have steadily improved them, and have the resources to expand their functions and maintain them well.
Also, you'll want to choose a bank that does not charge for online banking.
The banks named above all offer online banking for free.
Sign Up
Some banks require you to fill out a special application to enroll in their online banking systems but many do not.
The banks named in the previous section all allow any customer to access their online banking systems without a special application.
The first time you log on, you'll be prompted to enter your identifying information, such as your account number, ATM card number or Social Security number.
You'll be asked to choose a user name and password, which should both be items that you can easily remember.
Your password should be different from the PIN code that you use at the bank's ATMs.
Account Setup
You'll probably want to use your online banking system to pay bills, so you should gather all of your regular bills and set aside some time to enter the information about them into the system.
Also, make a list of your other expenses, like your rent or mortgage, car loan and other obligations for which you may not receive a statement, and write down the addresses where you normally send your payments.
Then go online and enter the data into the system.
Many online banking systems are already set up to pay many merchants, banks and other creditors electronically, and most have a search capability that allows you to find these organizations on their systems.
You probably will not need to enter the payment address for these organizations, but you'll still need to enter the correct account number from your statement.
Security
Make word documents of bank details BSB and Account numbers and save them in my documents to copy and paste them in when logging in to avoid spyware and keyloggers.
Recurring Payments
Most online banking systems have the ability to make recurring payments of a fixed amount at a regular interval that you specify.
This is especially useful when paying things like your rent, mortgage or car loan, which are usually the same amount each month and due at the same time of the month.
If you schedule a recurring payment, you won't need to worry about making your payment each month, as it will be made automatically for you.
However, if the amounts and/or due dates change, you'll need to go online and adjust them accordingly.
Other Functions
Virtually all online banking systems offer the ability to transfer money between accounts at the bank, or even to and from accounts at other institutions.
If you've made a practice of putting money in a savings account on regular basis, you can usually set up a recurring transfer for that amount, or, if you prefer, you can do it on an ad hoc basis.
Many systems offer a variety of other functions, such as obtaining copies of statements and canceled checks, issuing a stop payment, and ordering new checks.
Once you sign up for online banking, spend some time exploring your system and acquaint yourself with the various functions it offers.

Many banks have introduced online banking services in recent years.
These systems offer a high level of convenience to bank customers, allowing them to perform many banking functions from the privacy of their homes via the Internet.
Most online banking systems offer the ability to get account information, pay bills, make transfers between accounts, stop payment on checks and view current and previous statements.
If you've not yet enrolled in an online banking program but are considering doing so, the following information may be of assistance.

Selection
If you bank at a small bank or savings and loan, you may want to switch to a larger institution for your online banking needs.
Online banking systems are complex and expensive to implement and maintain, and smaller banks generally don't have the funds and other resources necessary to offer top-notch online banking services.
By contrast, large banks like Citibank, Chase, Bank of America and Wells Fargo have had online systems for many years, have steadily improved them, and have the resources to expand their functions and maintain them well.
Also, you'll want to choose a bank that does not charge for online banking.
The banks named above all offer online banking for free.

Sign Up
Some banks require you to fill out a special application to enroll in their online banking systems but many do not.
The banks named in the previous section all allow any customer to access their online banking systems without a special application.
The first time you log on, you'll be prompted to enter your identifying information, such as your account number, ATM card number or Social Security number.
You'll be asked to choose a user name and password, which should both be items that you can easily remember.
Your password should be different from the PIN code that you use at the bank's ATMs.


Account Setup You'll probably want to use your online banking system to pay bills, so you should gather all of your regular bills and set aside some time to enter the information about them into the system.
Also, make a list of your other expenses, like your rent or mortgage, car loan and other obligations for which you may not receive a statement, and write down the addresses where you normally send your payments.
Then go online and enter the data into the system.
Many online banking systems are already set up to pay many merchants, banks and other creditors electronically, and most have a search capability that allows you to find these organizations on their systems.
You probably will not need to enter the payment address for these organizations, but you'll still need to enter the correct account number from your statement.
Security
Make word documents of bank details BSB and Account numbers and save them in my documents to copy and paste them in when logging in to avoid spyware and keyloggers.

Recurring Payments

Most online banking systems have the ability to make recurring payments of a fixed amount at a regular interval that you specify.
This is especially useful when paying things like your rent, mortgage or car loan, which are usually the same amount each month and due at the same time of the month.
If you schedule a recurring payment, you won't need to worry about making your payment each month, as it will be made automatically for you.
However, if the amounts and/or due dates change, you'll need to go online and adjust them accordingly.

Other Functions

Virtually all online banking systems offer the ability to transfer money between accounts at the bank, or even to and from accounts at other institutions.
If you've made a practice of putting money in a savings account on regular basis, you can usually set up a recurring transfer for that amount, or, if you prefer, you can do it on an ad hoc basis.
Many systems offer a variety of other functions, such as obtaining copies of statements and canceled checks, issuing a stop payment, and ordering new checks.
Once you sign up for online banking, spend some time exploring your system and acquaint yourself with the various functions it offers.

Many banks have introduced online banking services in recent years.
These systems offer a high level of convenience to bank customers, allowing them to perform many banking functions from the privacy of their homes via the Internet.
Most online banking systems offer the ability to get account information, pay bills, make transfers between accounts, stop payment on checks and view current and previous statements.
If you've not yet enrolled in an online banking program but are considering doing so, the following information may be of assistance.

Selection
If you bank at a small bank or savings and loan, you may want to switch to a larger institution for your online banking needs.
Online banking systems are complex and expensive to implement and maintain, and smaller banks generally don't have the funds and other resources necessary to offer top-notch online banking services.
By contrast, large banks like Citibank, Chase, Bank of America and Wells Fargo have had online systems for many years, have steadily improved them, and have the resources to expand their functions and maintain them well.
Also, you'll want to choose a bank that does not charge for online banking.
The banks named above all offer online banking for free.

Sign Up
Some banks require you to fill out a special application to enroll in their online banking systems but many do not.
The banks named in the previous section all allow any customer to access their online banking systems without a special application.
The first time you log on, you'll be prompted to enter your identifying information, such as your account number, ATM card number or Social Security number.
You'll be asked to choose a user name and password, which should both be items that you can easily remember.
Your password should be different from the PIN code that you use at the bank's ATMs.


Account Setup You'll probably want to use your online banking system to pay bills, so you should gather all of your regular bills and set aside some time to enter the information about them into the system.
Also, make a list of your other expenses, like your rent or mortgage, car loan and other obligations for which you may not receive a statement, and write down the addresses where you normally send your payments.
Then go online and enter the data into the system.
Many online banking systems are already set up to pay many merchants, banks and other creditors electronically, and most have a search capability that allows you to find these organizations on their systems.
You probably will not need to enter the payment address for these organizations, but you'll still need to enter the correct account number from your statement.
Security
Make word documents of bank details BSB and Account numbers and save them in my documents to copy and paste them in when logging in to avoid spyware and keyloggers.

Recurring Payments

Most online banking systems have the ability to make recurring payments of a fixed amount at a regular interval that you specify.
This is especially useful when paying things like your rent, mortgage or car loan, which are usually the same amount each month and due at the same time of the month.
If you schedule a recurring payment, you won't need to worry about making your payment each month, as it will be made automatically for you.
However, if the amounts and/or due dates change, you'll need to go online and adjust them accordingly.

Other Functions

Virtually all online banking systems offer the ability to transfer money between accounts at the bank, or even to and from accounts at other institutions.
If you've made a practice of putting money in a savings account on regular basis, you can usually set up a recurring transfer for that amount, or, if you prefer, you can do it on an ad hoc basis.
Many systems offer a variety of other functions, such as obtaining copies of statements and canceled checks, issuing a stop payment, and ordering new checks.
Once you sign up for online banking, spend some time exploring your system and acquaint yourself with the various functions it offers.
Bank Online
Convenience is the name of the game with online banking.
Review your account balances, pay bills and order checks with the click of a button.

Make sure your current bank offers online banking.
If not, open a checking account with a bank that offers an online banking service.
Check to ensure that your computer hardware and software meet the bank's minimum requirements.

Sign up for online banking via the bank's Web site or at your local branch office.
You will need to provide basic, personal information.
Have your bank account numbers handy as well.
Log on to your account through your bank's Web site using the customer number and/or password assigned to you by your bank.
Run the demonstration program that most banks offer through their Web sites.
The demonstration will take you step by step through all of the online banking features available to you.

This is a homework problem. You should not expect folks to answer this. There are multiple questions here, as you know.

If you want to do it, you first need to do is start at the sentence, "Create a class ACCOUNT..."

So, "How do you do create a class?" would be one question.

Answer: It is done with an editor creating two new files, one the file ACCOUNT.h (where the class is declared) and two the file ACCOUNT.cpp (where the class member/functions are defined).

All these answers are in your text book.

THEN, work on the next part, "... that stores customerName, accountNumber, etc."

Do it one part at a time and you can program. The next part is to create two new classes, CUR_ACCT and SAV_ACCT. Like the first one, these will go in their own file, like CUR_ACCT.h and CURR_ACCT.cpp.

Take it slow and do one piece at a time.

Only this way can you learn.

egyption bank

A book shop maintains the inventory of books that are being sold at the shop. The list has details like author, title, price, publisher and stock position. Whenever a customer wants a book, the sales person inputs the title and author and the system searches the list and displays a suitable message if it is not available. If it is available, the system displays the book details and requests for the number of copies required. If the copies are available, the total cost of the copies requested is displayed, otherwise the message ‘copies not in stock’ is displayed.
Design a system using a class called BOOKS with suitable member functions and constructors. Use new operator in constructors to allocate required memory space.