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Most modern lawn mowers including ZTRs all using an automatic belt tension system; ie spring load idler pulleys. The only time you need to check the belt is when your are having problem and most time the belt will need replacing due wear or physical damage.
There have been issues with the bearing and the idler pulley on these machines. Here is a parts break down: http://www.searspartsdirect.com/partsdirect/part-model/Swisher-Parts/Tractor-accessory-Parts/Model-T11544/3291/1500230/P0708055/00004
Check that you have routed the belt correctly. Did you happen to go to the outside of the idler? Also is the belt the correct size requiring the idler to put tension on the belt to drive it Belt should be loose when idler is disengaged.. See sketch:
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